Harsh Goyal
Software Engineer · Melbourne, VIC
Two years shipping Flutter and iOS features to 10M+ users at a fintech. Now building web apps, mobile apps and AI automation — for teams that need an engineer, and businesses that need it done.
MATES visa — full work rights, no sponsorship needed · Available now
10M+
people use PayZapp,
where I shipped features
10M+
Shipped features in PayZapp,
used by 10M+ people
@codelifewithharsh
Quick facts
10M+
people use PayZapp, where I built the cards module
70%
rise in card additions after launch
6
awards at Zeta, including The Shining Star (twice)
1M+
views on my AI content on Instagram
Selected work
Built PayZapp's first Flutter module inside the native iOS and Android apps — HDFC Bank's payments app, used by 10M+ people.
An AI nutrition app for Indian vegetarians — designed, built and shipped solo, live on Google Play.
Modernised a legacy Objective-C codebase for an employee-benefits platform with 3.5M+ consumers, and delivered iOS 26 compatibility on deadline.
Drop a job link in Telegram; get a fit score, tailored resume and cover letter.
Experience
Sep 2024 – Sep 2026 · Bangalore
Zeta — US$2B fintech powering HDFC Bank's PayZapp and Pluxee
Flutter and native iOS for 10M+ users; built internal AI agents and tools for the team.
Jul 2023 – Dec 2023 · Gurugram
1ClickTech Global Services
Led the frontend of a live auction platform in React/Next.js with SSR and WebSockets; cut page load times 40%.
B.E. Electrical and Electronics Engineering, BITS Pilani — 2024
About
I'm Harsh Goyal, a software engineer based in Melbourne. I spent two years at Zeta — the fintech behind HDFC Bank's PayZapp and Pluxee — shipping Flutter and native iOS features to more than 10 million people, where a bug isn't an inconvenience, it's someone's money. I was promoted to SDE-2 and picked up six awards along the way.
React was my first language — I led the frontend of a live auction platform in Next.js before Zeta; Flutter is where I learned production. At Zeta I also built AI agents my team used every day. Outside work I build AI products end to end — Nourish, an AI nutrition app I designed and shipped solo, and an AI workflow featured on n8n's official template library — and I teach what I learn on @codelifewithharsh.
Right now I'm doing two things: looking for my next full-time role in Australia, and building websites, AI agents and automations for businesses that want software that actually works.
My 1-minute intro
Skills
Fintech · NPCI compliance · Financial-grade reliability
Speaking, teaching & content
Dec 2025
Why your app makes users wait for data it already has — and how to fix it.
Four-part series
A series for engineers on slash commands, Copilot CLI and AI-in-practice habits.
Spot Award
Building an AI-powered app review analyzer (self-initiated innovation)
View certificate ↗Mountain Mover
Driving MyCards project impact at 10M+ user scale
View certificate ↗The Shining Star (×2)
Delivering with quality and rapid adaptation to requirements
View certificate ↗The Ultimate Team
Shared with the team for exceptional delivery, driven by open knowledge-sharing across the squad
View certificate ↗Spot Team Award
Cross-functional collaboration with product managers, designers and QA
View certificate ↗Last day at Zeta · 30 Sep 2026
What my manager and teammates said when I left.
From a workshop
“My fears and apprehensions about how to take the first steps, and where and what to look for when working with AI, were resolved with your session. I started and went live with this personal project of mine in 5 days straight… I am now more confident about my professional project, all thanks to you.”
Built and launched in 5 days after the workshop → thetwowheeljourneys.com
Leo Varughese
Product Manager · AI Workshop for Product Managers
LinkedIn message
Contact
Hiring for a role, or have a project in mind? I reply within one business day (AEST).
Pick a topic so I can get back to you faster.
View on n8n